A neighborhood tax firm with the expertise of a tax attorney.
For over 26 years, Tax on Time has been a fixture on Chestnut Street in Rutherford. We are not a seasonal pop-up. We are a permanent, attorney-led firm rooted in this community, and we are here all year, every year.

“After years of editing the most authoritative federal tax publication in the country, I wanted clients, not footnotes.”
I founded Tax on Time in 2000 because Bergen County deserved better than a seasonal tax chain or a pricey downtown accountant. I had spent the early part of my career at Matthew Bender editing Bender's Federal Tax Service, and I had been admitted to the NJ Bar in 1990. I knew the tax code cold, and I knew what real families and small businesses actually need: clear advice, honest pricing, and someone who will answer the phone. More than two decades later, that is still the job.
Gregory J. Cipriano, Esq. · Founder
A legacy built on trust.
- 1990
Admitted to the NJ Bar
Greg is admitted to practice law in New Jersey and begins his tax law career.
- 1990 to 1993
Senior Editor at Matthew Bender
Serves as Senior Editor of Bender's Federal Tax Service, one of the most authoritative federal tax publications in the country.
- 1993
Co-founds Cipriano and Donadio, P.C.
Launches a Rutherford law firm specializing in tax, estate planning, and real estate.
- 2000
Tax on Time is founded
Launches Tax on Time, LLC to bring attorney-level tax preparation to Bergen County at affordable prices.
- 2006
BBB file opened
Establishes a Better Business Bureau file with zero complaints. Client roster grows past 500 families.
- 2020+
Team expands to five
Multi-generational clients become the norm as the team grows to handle rising demand.
- 2026
Brand and website relaunch
Complete rebrand and new website to serve the next generation of Bergen County clients.
What “attorney-led” means for you.
Attorney-client privilege protects our conversations. CPAs and enrolled agents cannot offer that.
If the IRS sends a letter, the person who prepared your return can represent you in court.
Wills, estate planning, and real estate closings are handled in the same office.
Straightforward, not showy.
We answer the phone.
During tax season someone is here 7 days a week. No phone trees that lead nowhere.
We charge fairly.
$100 to $200 for individual returns. No surprise fees, no upsells.
We stay with you.
The average client has been with us for over 12 years. Many bring their kids.